Loans and Other Resources

Federal Financial Aid

Loans are dispersed through a central Office of Student Financial Aid. Visit Vanderbilt University’s financial aid website for details about loan options.

International students do not qualify for federally funded loan programs unless they are permanent residents of the U.S. However, an international student may apply for a private alternative source of funding, but a U.S. citizen or permanent resident is required as a co-borrower.

Other Resources

In addition to federal loans, merit-based scholarships and employment, students should also consider personal savings, family funds, sponsorship by their company or government and other outside loans, grants and scholarships. SallieMae—a government-sponsored organization—provides the largest secondary market in the student loan business. You can find financial aid information, loan calculators and a free scholarship search at

Several resources exist for international students seeking financial aid to study in the U.S. Some banks will authorize loans to international students, provided that the student has a bona fide U.S. co-signer to guarantee the loan.

Additional reference sources:

For International Students 

International students may apply for a private alternative educational loan, with a U.S. citizen or permanent resident as a co-signer, for an amount up to the total cost of education. Please contact the Office of Student Financial Aid for additional information. Or they may apply directly to Prodigy Finance, which does not require a co-signer. Click here to learn more.

Do you have these questions?

  • When and how do I start the financial aid process?
  • Are there loans available for international students?

These answers and more in our FAQs. Click here.